You may not think these two subjects are linked but they are and I'll show you how.All western countries, and many other industrialised countries as well, are well and truly into a full blown recession, and this is blamed on the credit crunch, which in turn is blamed on the activities of leading western banks in recklessly extending credit to uncreditworthy borrowers who then defaulted.

The value of the houses and other assets taken as security for these loans plummeted as the crisis took hold and money dried up, thereby leaving the holders of those securities effectively with nothing.

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Nice day